Financial Tools

Everyone needs a little help to manage their finances. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going, set achievable financial goals and manage your credit and debt wisely. The tools and resources on this page will help you do just that.

Start by doing a quick self assessment

Learn The Three Fundamentals

1.  Savings & Budgeting

2.  Debt

3.  Credit

View other short videos on a wide range of financial topics.

Other Learning Tools and Resources

Get in Touch with a Certified Credit Counselor

LS&Co. employees and retirees can receive free financial counseling services for budget, credit, debt, housing and other financial issues. Counselors are available by telephone 24 hours a day, 7 days a week. All counseling sessions are confidential.

There are two recommended organizations that provide this service: Money Management International (MMI) and Lifeworks.

MMI (retirees, CSC and retail store employees): (888) 616-9723

LifeWorks (home office employees): (888) 456-1324

Learn How to get Debt Free with a Debt Management Plan

A Debt Management Plan (DMP) is one way to resolve your credit problems and repay your debt. A DMP consolidates all of your unsecured debts (e.g. credit cards, medical bills, etc.) into one convenient monthly deposit which is disbursed to each of your creditors.

To learn more, contact Money Management International (a nonprofit organization) at (866) 515-2227

Webinars

Attend class from the comfort of your own home! These 60-90 minute online seminars provide guidance on a variety of financial topics.

Taxes

Nationwide free tax preparation
Tax counseling for the elderly

Housing

Find affordable housing
Home ownership and home loans

Medical

Steps for dealing with medical bills
Patient Advocate Foundation

Student Loan Counseling

Optum – Retail & DC Employees

  • 1-800-588-5384
    (Employee access code: 00771)

Ceridian – Home Office Employees

  • Call 888-456-1324
    or visit www.lifeworks.com
    User ID: levistrauss
    Password: denim

Payday Loans and Other Services to Avoid

Payday loans
Car title loans
Instant tax refunds

Miscellaneous

Apply for food stamps
Collect child support
Leasing vs buying a car
Debt collection – frequently asked questions

Have a resource that isn’t listed above?  Email us.

Most of the resources are provided through links to other organizations that provide useful information and services. The Red Tab Foundation has reviewed the content for quality and relevance, but does not control the content of these websites. The information is mostly applicable to United States residents. 

 

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