Any LS&Co. employee who meets the following requirements:

* Is at least 16 years old

* Household earns at or less than 140% of your area's median income. Not sure if you qualify? View the Income Thresholds by Location

* Works at an LS&Co. retail store or distribution center in the US or Canada

You’ll need a smartphone or tablet that can download apps, your 6-digit LS&Co. employee ID number, a general idea of your household income, and your social security number. To complete the sign-up process, you’ll need to connect your bank account to the app using your online banking username and password to make deposits into your QUBER Vault and save.

As a non-profit, the Red Tab Foundation has to ensure that we’re giving match funds to people who need it most. That’s why we have an income limit. To participate, you need to make at or below 140% of your area's median income. You can see this in the chart at the bottom of this page.

Within a few weeks of linking your bank, RTF will randomly select a few participants and request verification of the income you provided during the time of sign-up. We’ll then provide instructions on how to upload your document to our secure portal.

If you participated in Red Tab Savers previously in the United States when we used EARN or SaverLife, YES you are welcome to participate one more time with QUBER! We hope you enjoy the experience of the new program on the QUBER app. If you have participated with QUBER, you can only join the program once.

Starting in August 2023, minors can also participate in Red Tab Savers with the help of a parent or guardian. This bank account created through QUBER will need to be created in the parent's name and their identity may need to be verified, however withdrawals and deposits may link to the employee's bank account.

To create an account:

Begin the sign up process for QUBER with the employee's name and EID and contact information

Connect to employee's bank account for monthly deposits and to cash out

Select Challenge start date and the frequency of withdrawals

Have your parent or guardian open the Quber deposit account with their full name, home address, birth date, and social security number

Parent or guardian may need to verify identity further through the KYC process. If this is required, QUBER will email employee to their sign up email looking for further information

For questions or troubleshooting, send an email to support@qubersavings.com

Nope, none of those! The Red Tab Foundation is an independent 501(c)3 nonprofit dedicated to helping LS&Co. employees be financially secure. We simply want to help you create your own safety net in a financial emergency. We are funding your ability to participate in the Red Tab Savers challenge through QUBER. You can pull out your money at any time or skip a deposit, no sweat.

You will receive rewards for your savings for a period of six months from the time you begin saving (up to $240 saved). After the first six months, you’ll be automatically entered to participate in the Red Tab Save to Win Sweepstakes, where you can win monthly prizes if you continue saving for an additional year. You can continue to access other Challenges on the QUBER app after the Red Tab Savers and Red Tab Save to Win Challenges end.

We hope you do! Once you’ve gotten in the habit of saving each month, it has the potential to do a lot for your financial future. However, RTF will only match six months’ worth of savings. After the first six months, you can participate in the Red Tab Save to Win Sweepstakes for a chance to win monthly cash prizes from RTF if you keep saving, for one additional year.

We’ll give you a boost at the beginning, and the rest is up to you!

What you do with the money you save as a Red Tab Saver is up to you. We hope you’ll consider hanging on to your savings as a short-term emergency fund, but if you need to use it to address a pressing issue, that’s what it’s there for! The important thing is that you flex your “savings muscle” and get in the habit of putting aside some savings each month.

Yes! You can withdraw funds at any point during the six-month savings period. After you make a transfer to The Vault, it needs to stay there for 5 days. After that, you can select “Cash out” in the app to send your savings and/or your incentives back to your bank account - keep in mind this will take 2+ business days to process.

Yes, you can. You will find a Stop /Cash out button on the Challenge screen. After you tap the Cash out button, tap ‘Cash out & Quit’ to stop the Challenge.

You can sign up to participate until September 6th, and your first savings withdrawal will happen on September 8th. If you selected the option to save $40 once a month, QUBER will move funds from your bank account to your QUBER Vault on the first payday of each month. If you selected to save $20 biweekly, QUBER will withdraw funds to your QUBER Vault every other week.

5 Days after your deposit is made into your Vault, your match reward will be automatically applied to your QUBER account. You can cash out these rewards at any time, though we highly recommend you leave them in until the end of the six months so you can see how much you’ve earned. Send an email to support@quber.ca if there is an issue with your deposit or rewards match.

The Vault on your QUBER app is where you set aside funds for saving and earn rewards from RTF. When you sign up for the program, you will tell the app whether you want it to withdraw $20 every other week or $40 once a month. The app will debit your account according to your preference and RTF will fund matches for you to redeem each month. If you need to skip a withdrawal or cash out, you can do that any time in the app.

Unfortunately, no. You can participate in the QUBER Red Tab Savers challenge one time, and if you leave early, you won't be eligible to receive the $1 per $1 match again.

You don't need to have a specific bank. If you have online banking, signing up should be easy in the app. If you do not have online banking or your bank doesn't show up in the app, you can manually connect your bank account using your routing and checking account numbers.

We’d like to help you get one! If you are not sure how to open a checking account, we suggest that you look for an account with no monthly maintenance fees, no minimum balance requirements, and conveniently located ATMs or local branches. When you go to open a checking account (or open it online) in the US, be sure to bring your social security card or individual tax identification card. After that, you will need to set up online banking in order to link your checking account to the Red Tab Savers Program. If you need assistance with this process, please contact RTF at redtabfoundation@levi.com.

If you are worried that you do not have enough money in your bank account to cover the scheduled withdrawal amount, you can skip a withdrawal without quitting the Challenge. First, go into the app and navigate to the Red Tab Savers Challenge. Under the Details section of the Challenge, you will see ‘Next withdrawal’ with a date. There will be a ‘Skip withdrawal’ button underneath this date. If you press this button before your next scheduled withdrawal occurs, this will skip the next withdrawal of the Challenge and QUBER will not attempt to withdraw that transfer’s funds from your bank account. Please note, by skipping a withdrawal, you will lose out on the incentives you would have otherwise earned from RTF for that transfer.

BE ALERT: If QUBER attempts to withdraw money that is not available in your account and you don’t have overdraft protection, you are at risk of paying a Non-Sufficient Funds (NSF) fee to your bank. This is a charge from your bank directly and not from QUBER. NSF fees can be upwards of $50. In addition, QUBER is charged a fee when this happens.

Since this is a fee charged by your bank, you can contact your bank to see if they will waive the fee for you. QUBER users are often able to recoup some/all of the fee they were charged by explaining the situation. If you can prove you made this effort and they decline your request for a fee waiver, RTF will refund you the cost of your first NSF fee. Send an email to redtabfoundation@levi.com.

If, during sign-up, you can’t find your bank in the list of banks to connect, you can connect your bank account manually using your account and routing numbers.

The Red Tab Foundation has provided QUBER with employee IDs of employees to whom we are offering the program, in order for QUBER to authenticate a potentially eligible employee. The Red Tab Foundation also provides limited information about your store location, which QUBER uses to help validate the income threshold for eligibility. The information we provide QUBER is used for the services associated with the Red Tab Savers program.

In order to verify your eligibility for the Red Tab Savers program, and participate in the program, you will need to install and sign up on the QUBER app. Signing up on QUBER’s app is completely voluntary, and your use of the app - including how your personal information is used - will be subject to QUBER’s Privacy Policy and other app terms. Please note that it is possible that, after installing the app and QUBER verifying your eligibility, you may not be eligible for the Savers program. The income thresholds listed within this FAQ will help you understand your eligibility, prior to installing the app.

Your personal data collected within the QUBER app will not be shared with the Red Tab Foundation except in an aggregated or de-identified form to enable us to match your savings and help the Foundation report on program metrics and outcomes.

No. RTF will only be able to see your challenge status in the program. QUBER, our partners that run the app, use a secure tool to create your QUBER Vault and withdraw savings into it, but that information will not be shared with RTF.